Last updated: January 19, 2025
Thank you for shopping at InsuReady Insurance Services.
If, for any reason, You are not completely satisfied with a purchase, We invite
You to review our policy on refunds.
The following terms are applicable for any insurance products that You purchased with
Us.
Interpretation and Definitions
Interpretation
The words of which the initial letter is capitalized have meanings defined
under the following conditions. The following definitions shall have the same
meaning regardless of whether they appear in singular or in plural.
Definitions
For the purposes of this Return and Refund Policy:
- Company (referred to as either “the Company”, “We”, “Us” or “Our” in this
Agreement) refers to InsuReady Insurance Services, LLC, 2108 N Ste Ste N. - Policies refer to the policies purchased via the Service.
- Orders mean a request by You to purchase a policy via Us.
- Service refers to the Website or Brokerage.
- Website refers to InsuReady Insurance Services, accessible from
www.insuready.com - Brokerage means the Insuready Insurance Services LLC broker-agency.
- Carrier refers to the insurance company services were brokered with.
- Fee refers to the surcharge for brokerage services or any other transaction fees associated with the binding of a policy.
- You means the individual accessing or using the Service, or the company,
or other legal entity on behalf of which such individual is accessing or
using the Service, as applicable.
Your Policy Cancellation Rights
You are entitled to cancel your insurance policy at any time, subject to the terms and conditions of the insurance carrier and the insurance regulations of the state in which your policy was bound.
The Brokerage does not offer a standard refund on the brokerage fee, but reserves the right to offer a refund of the Fee in special circumstances
In order to exercise Your right of cancellation, You must inform Us of your
decision by means of a clear and signed statement. You can inform us of your decision by:
- By email: hello@insuready.com
- By visiting this page on our website:
- By phone number: (916) 664-9475
The Carrier will reimburse You as per their terms and conditions and in compliance with the insurance regulations of the state in which the policy was bound. Unless otherwise specified, they will use the same means of payment as You used for the Order.
Conditions for Policy Cancellation
In order for the policy to be eligible for cancellation and refund, please make sure that:
- A complete signed cancellation form is returned.
Cancelling Policies
You are responsible for the cost and risk of policy cancellation. You
should send the policy cancellation form to:
hello@insuready.com
Contact Us
If you have any questions about our Returns and Refunds Policy, please contact
us:
- By email: hello@insuready.com
- By visiting this page on our website: https://www.insuready.com/#contact-page
- By phone number: (916) 664-9475